Pradhan Mantri Jeevan Jyoti Bima Yojana is insurance scheme to life insurance cover for death due to any reason. This scheme is stared on 9th may 2015. The scheme is being offered by LIC (Life Insurance Corporation of India ) and other private insurance companies through public and private sector banks. Under this scheme, if the participating people die for some reason by the age of 55 years, then under PMJJBY, their family nominee will get life insurance of Rs. 2 lakh by the government.
Under this scheme, life insurance of 2 lakh rupees will be provided by his government to his family nominee.
Pradhan Mantri Jeevan Jyoti Bima Yojana 2022
Pradhan Mantri Jeevan Jyoti Bima Yojana is a very good initiative of the Government of India. If interested beneficiaries of this Pradhan Mantri Jeevan of the country who want to take advantage of Jyoti Bima Yojana, then they have to apply under this scheme.
Pradhan Mantri Jeevan Jyoti Bima Yojana Eligibility Conditions
People who want To take a policy plan under this scheme, the minimum age of the citizens should be 18 years and the maximum age should be 50 years.
Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits
Under this PM Jeevan Jyoti Insurance Scheme, after the death of the policy holder between 18 and 50 years, the 2 lakh amount given by the government under this scheme will be given to the family of the policy holder. So that he can live his life well. can spend. Through this scheme, Indian citizens have to be covered with PMJJBY. Through this scheme, not only the poor and deprived sections will get insurance.
PMJJBY Premium
The policyholder Who take PMJJBY will have to deposit a premium of Rs 330 every year. Which will be auto-debited from the customer’s savings account every year in the month of May. Affordable rate of premium for all citizens belonging to almost all income groups including EWS and BPL under this scheme Available | Insurance cover under Pradhan Mantri Jeevan Jyoti Bima Yojana will start from 1st June of the same year and will be till 31st May next year. No medical examination is required to buy insurance in PMJJBY.
PMJJBY Highlights
| योजना का नाम | प्रधानमंत्री जीवन ज्योति बीमा योजना |
| इनके द्वारा शुरू की गयी | केंद्र सरकार द्वारा |
| आयु सीमा | 18 से 50 |
| प्रीमियम | 330/- हर साल |
| ऑफिसियल वेबसाइट | https://www.jansuraksha.gov.in/ |
How to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana?
Interested beneficiaries of the country who want to apply to get the benefits of Jeevan Jyoti Bima Yojana, then they should follow the method given below.
First of all you have to go to the official website https://www.jansuraksha.gov.in
You will have to download the PMJJBY Application Form PDF by visiting the official website. After downloading the PDF, you will have to fill all the information asked in the form. After filling all the information, you will have to deposit it in the bank where your active savings bank account will be opened.
Pradhan Mantri Jeevan Jyoti Bima Yojana Some highlights
To buy PM Jeevan Jyoti Bima Yojana, your minimum age should be between 18 years to 50 years.
The maturity age of PMJJBY is 55 years.
This plan has to be renewed every year.
You do not need to undergo any kind of medical examination to buy Pradhan Mantri Jeevan Jyoti Bima Yojana.
The sum insured under this scheme is ₹ 200000. The enrollment period of Pradhan Mantri Jeevan Jyoti Bima Yojana is from June 1 to May 31.
Under this tram plan, the policy holder will have to pay a premium of Rs 330 per year.
It is mandatory for the policyholder to have a bank account under this scheme. Because the amount given by the government will be directly transferred to the beneficiary’s bank account.
1 thought on “Pradhan Mantri Jeevan Jyoti Bima Yojana (प्रधानमंत्री जीवन ज्योति बीमा योजना)”